FAQ: Why Does my Service Canada CPP Estimate Not Match the Platform Estimate?

The Service Canada estimate assumes you continue working directly until the age you start CPP. It does not include any future CPP Enhancement which is up to 50% higher than base CPP

The CPP estimate on the platform takes into account your future earnings, low/zero earning years before CPP begins, and CPP Enhancement.

This video might help explain why the Service Canada estimate is not accurate unless you’re about to start CPP within the next year.

Note: All the values in the CPP & OAS Estimate section is in Today’s Dollars. The only reason the values change is based on the adjustment factor for each start age.