FAQ: What Are the Effects of Investment Plan Rebalancing on the Projections?

Your rebalancing schedule doesn’t impact the Projections at all. This is more for the fee-only and advice-only financial planners using the platform with their clients. It’s just part of a typical retirement planning engagement to talk about rebalancing frequency and timing (along with other investment planning considerations and best practices).

Ideally you check your asset allocation at least once per year, around the same time of the year, and rebalance if the asset allocation is off target by x% or more (x% varies from person to person, but 5% is a common threshold).