FAQ: Why Do CPP Estimates Not Change After I Enter This Year's Max Pensionable Earnings?

For the current year, the platform is still taking the Employment Income value as the value it uses for the CPP estimate. To increase the CPP estimate for current years earned income, make sure your Projection has the Employment Income, Bonus, or Salary income accuracy reflected.

The platform does this to help model different retirement ages/dates in multiple scenarios. So in one scenario you could have a March 2025 retirement with only 2 months of earned income entered, and in another scenario you could have a Nov 2025 retirement with 10 months of earned income entered, the platform will calculate the CPP benefit separately for each scenario.