How to Fund Your Retirement? Managing 6-12 Retirement Income Sources - January 2025 Case Study

For many Canadians the transition to retirement is one from one steady income to multiple sources of income. This can be confusing, especially when each source has its own set of tax rules and decisions to make.

In this webinar, we’ll go through the most common funding sources for retirement: Government benefits, Work Pensions and Personal Savings (RRSP/RRIF, TFSA, LIRA/LIF). We’ll talk about how each of these tools work and how you can find the optimal mix for your retirement plan.

• 4:18 Introducing Case Study
• 8:34 CPP & OAS: How They Work and How to Enter Them
• 15:32 DP & DC Pensions: How They Work and How to Enter Them
• 19:03 LIRA, RRSPs, and TFSAs: How They Work and How to Enter Them
• 30:17 Exploring and Optimizing the Plan​
• 52:22 Defining "Optimal" and Exploring Other Options

Disclaimer: This video is for educational purposes only and does not constitute investment advice or financial advice. All information provided is for illustrative purposes only and you should not rely on such information as the primary basis of your investment, financial, or tax planning decisions. Every effort has been made to ensure the accuracy of its contents. No representations, warranties or guarantees are made as to the accuracy of any estimates or calculations provided. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or recommendation, to buy or sell any financial product or securities. Before making any financial decision, you should review your situation with a financial planner.