Adding Or Changing An Expenses Snapshot

Expenses are entered onto the platform in 'Snapshots'. These tell the platform if there are any large changes in your spending.

We do not need to cover all changes in spending in snapshots, but instead focus on broad changes. Some examples include:

  • Pre-Retirement: When adult children leave home or when there is a move or change of home
  • Retirement Phases:
    • "Go-Go Phase" with extra vacation/travel expenses
    • "Slow-Go Phase" with reduced expenses
    • "No-Go Phase" in later retirement when many expenses may decrease but others, like healthcare, may increase

How To Add A New Expenses Snapshot

New vs Copy: There are two ways to add an expenses snapshot. A new snapshot will be blank while a copy will take all the values from the selected snapshot and copy them over to the new snapshot.

  1. Click on the menu button in the right hand corner of any existing income snapshot


  2. Select COPY if you would like to copy all the expense information into your new snapshot. Select ADD if you would like to start a blank snapshow
  3. Add a descriptive name for your new income snapshot
  4. Add the start age (for couples this is the primary user)
  5. Add the end age (for couples this is the primary user)
  6. Click "Copy" or "Create"

Choosing the Right Age:

The ages you select represent your age at the end of the year and apply to that entire year, not just from your birthday.

Make sure to not overlap ages, but instead make snapshots like the one pictures below:

Tip: After adding a new snapshot it may be necessary to change the ages for other snapshots. This will not happen automatically.


Drop Downs:

  • /A = Per Annum
  • /SA = Per Semi-Annum (2x per year)
  • /Q = Per Quarter
  • /M = Per Month
  • /SM = Per Semi-Month (2x per month)
  • /BW = Per Bi-Weekly
  • /W = Per Weekly

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