Low Income/Low Asset Retirement Planning - July 2025 Case Study

Retirement for Canadians with lower income and fewer assets requires different strategies than traditional retirement. In many cases, a few changes to a retirement plan could mean thousands of dollars in benefits.

In this webinar we focus on the Guaranteed Income Supplement (GIS) and how to build retirement plans that maximize this benefit using Adviice. We look at how to test these strategies with Adviice and explore two case studies: one with a single retiree and one with a couple.

• 5:29 - Who Qualifies as 'Low Income'
• 8:34 - Intro to GIS and GIS Clawback
• 16:18 - How Different Income Types Affect GIS Benefits
• 25:10 - Planning Strategies to Maximize GIS
• 29:32 - Case Study #1: Single Retiree with $222,000 in assets
• 44:46 - Case Study #2: Couple with 5 Year Age Gap

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Disclaimer: This video is for educational purposes only and does not constitute investment advice or financial advice. All information provided is for illustrative purposes only and you should not rely on such information as the primary basis of your investment, financial, or tax planning decisions. Every effort has been made to ensure the accuracy of its contents. No representations, warranties or guarantees are made as to the accuracy of any estimates or calculations provided. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or recommendation, to buy or sell any financial product or securities. Before making any financial decision, you should review your situation with a financial planner.