Add An Override To Investment or Savings Account Contributions or Withdrawals In Final Plan Projections

Although the AI strategies are the best way to find an optimized withdrawal strategy there are situations when specific investment contributions are needed.

The platform will automatically adjust an override based on available contribution room for RRSPs and TFSAs, this helps prevent an over contribution. The platform will also automatically adjust and override based on minimum or maximum withdrawal amounts for RRIFs and LIFs, this helps ensure at least the minimum withdrawal is made each year once converted to a RRIF or LIF.

The example below shows how you would redirect TFSA savings to a non-registered savings account to fund an emergency fund over the next three years.

Before Override:

Override:

After Override: