Add An Override To Investment Return, Asset Allocation, Investment Fees In Final Plan Projections

In the Final Plan Projections section, it is also possible to be very specific with investment return, investment fees, asset allocation, and for non-registered accounts, the type of investment return.

Adviice uses the returns laid out in the FP Canada guidelines for all Canadian financial planners. It is possible to change them on the platform but we do not recommend deviating from the FP Canada guidelines.

If you want to adjust the rate of return assumption on a year-by-year basis you can do so in Planning > Projections > Table. For any account you can open the details using the “>” arrow and then go even further to see the rate of return assumptions by using the “>” arrow on the Net Return column. From there you can change asset allocation, rate of return, fees, etc by account by year.

Before Override:

Override:

After Override:

Using Advanced Options

You can also change the rate of return assumptions in Planning > Projections > Advanced Options (button at the top right corner of the Table). Open the Net Return column using the “>” arrow, this is where you can adjust the rate of return assumption account by account.