FAQ: Why Do I See a Non-Registered Surplus in my Plan?

If you are seeing a non-registered account in Net Worth but do not have a non-registered account, this may be because RRIF or min. LIF withdrawals that exceed your required income then this can lead to a surplus.

If you don’t have TFSA contribution room, and if you don’t have a Non-Reg Investment account active, then the platform puts this in a general Cash Account.

We would recommend activating a Non-Reg Investment account in your Profile to absorb this excess cash flow.