FAQ: Why is my RRSP Meltdown Not Starting for 2 Years in Retirement?

Some of the AI Strategies use the “Retirement Age” from the Profile section to indicate when to start. The RRSP Meltdown is one example.

To make sure the RRSP Meltdown starts at the right age you would need to check that the Retirement Age for both of you is accurate.

The other thing to check is that your RRSP hasn’t been overridden to a specific value in the first 2-years of the plan. This would prevent the RRSP Meltdown from adjusting the value. Open their RRSP account using the “>” arrow and check if the values are Red, if yes then it’s overridden. You would need to clear the override and recalculate the plan.