FAQ: How Do I Level My Tax Throughout Retirement?

We find it’s often best to focus on marginal tax rates rather than perfectly smoothing out avg taxes.

As long as the marginal tax rate remains in the same tax bracket then there’s no real benefit from having perfectly level tax owing each year so the platform doesn’t have default functionally to perfectly level tax owing. There should be minimal to no impact on overall estate value.

The only option is to use manual overrides each year, but this isn’t recommended as it’s hard to update each year.